While many people value the concept of leaving a legacy, planning is often postponed until retirement—or even later.
At Axis Wealth Partners, we believe legacy planning should start as soon as you begin building wealth. Intentional planning now can help ensure your values endure well into the future. Helping you build and preserve your wealth is ultimately about giving you the freedom to live well now—and create a legacy that reflects your purpose and priorities.
Our team combines technical expertise with empathetic understanding. We spend time learning about you and your objectives, so your plan reflects the life you’ve built and the future you envision.
Comprehensive Planning
Legacy planning isn’t just about the future—it starts with how you manage your finances today. Our team can help you create a complete financial plan that connects your investments, insurance, retirement accounts, and estate documents. We’ll collaborate with your CPA and attorney when needed to help ensure every part of your plan is aligned and working toward your long-term vision.
Prioritizing Tax-Efficient Growth
Over the years, taxes can have a significant impact on your financial growth. Utilizing tax-efficient portfolio construction, smart asset location (placing the right investments in the right accounts), and gain-harvesting strategies can help you minimize tax drag and keep more of your money working toward your goals.
This may mean holding certain investments in retirement accounts to defer taxes or realizing gains at times when your income is lower. Made intentionally over time, these decisions can create impactful advantages without requiring big changes to your overall strategy.
Putting Your Values to Work
Aligning your financial plan with your personal values can be a rewarding element of the legacy planning process—whether that means setting up a donor-advised fund, funding a scholarship, or giving back to local causes.
Charitable strategies like these can help reduce your current tax burden. They can also reflect the kind of example you want to set for future generations. Our own AxisActs! Initiative demonstrates how doing well and doing good can go hand in hand. Since its inception, we’ve donated more than $73,000 to local charities.
Review, Refine, Repeat
Life is filled with uncertainties—new careers, growing families, relocations, economic shifts. As your life changes, so should your legacy plan. Without regular check-ins, your plan can easily become outdated. Meeting throughout the year helps us revisit your goals, update documents, and adjust investment or gifting strategies to help keep your legacy plan relevant and resilient.
Commentary provided in collaboration with Symmetry Partners, LLC. Symmetry Partners and Axis Wealth Partners are unaffiliated entities. Symmetry Partners is an investment advisory firm registered with the Securities and Exchange Commission. Registration does not imply a certain level of skill or training. Investing in securities involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful. Content is provided for informational purposes only and is not advice. Neither Symmetry partners nor Axis Wealth Partners provides tax or legal advice. Discuss all strategies mentioned with a qualified professional prior to implementation.