Michael Leonardo, CFS

Years ago, I was working with a financial advisor who was managing a profit-sharing account. It was then I realized I could do this for myself—and help others along the way to be successful.

I see myself as a conduit between a client’s goals and the achievement of those goals. The importance of estate planning is always emphasized to effectively protect and transfer wealth.

Rather than chasing market returns, I focus on helping clients achieve their financial goals and overall financial well-being. My philosophy is: Financial planning is built on trust. It’s about adding value by growing assets, addressing estate planning, and managing income needs—while guiding clients through the transition to retirement and creating sustainable income.

It’s gratifying to know I’m helping my clients get where they want to be financially after a lifetime of hard work.

The best advice I’ve ever received came from the person who hired me into this industry, who said, “Stay in this business long enough and you will be successful, not only for yourself but for your clients.”

When I’m not at the office—or at the beach or poolside—you can find me behind a camera. I like the saying, “Photos are history and history is forever,” because photos do capture meaningful moments for future generations to see and enjoy.